Beyond Resolutions: What’s your Theme for 2018?

January 6, 2018

One year ago I was thoughtful about setting goals and making resolutions for the New Year. But it surprised me, pleasantly, that I ended up with three themes. I used post-it notes and a dry erase board for daily reminders of these themes. It changed my thinking and brought me to a place of living … Continued

A Thirty-second Thirty-something Guide to Financial Planning

December 11, 2017

If you are a typical young professional in your mid-30s you probably have a good idea where your career is headed, you are saving the maximum in your employer retirement plan, and you have at least one or two retirement accounts from previous employment. In short you have made some good financial decisions. However, you … Continued

Is your cash flow flowing?

October 8, 2017

Seventy-eight percent of full time workers say they live paycheck-to-paycheck. One of the biggest concerns I hear expressed by my clients is the fear of running out of money between paychecks. No matter your income level, this cash flow squeeze is also often the cause of rising credit card debt or falling behind on utility … Continued

Your Finances in Divorce

September 18, 2017

If you are contemplating divorce, it is important to understand the process. Separating is stressful, but this can be minimized if you know what’s coming. There are professionals who can help guide you, ease the process, and protect your interests. The most important thing to know is that you are not alone. In my work … Continued

Preparing for your baby: A few financial tips

July 9, 2017

You finally feel like you’ve gotten ahead: You earn a steady income, have paid down a majority of your student loan debt, and enjoy being a first time homeowner. Now comes one of the biggest decisions you’ll ever make: having a baby. Raising a child is one of life’s biggest adventures. As with most things, … Continued

First time homebuyers: Why a down payment of 20% is a good idea.

May 9, 2017

There are several programs out there that allow first time homebuyers to buy their home with as little as three to five percent down. It isn’t just cities like Boston or San Francisco where buying a home can seem out of reach. Home prices all across the country are climbing much faster than salary increases, … Continued

Can You Have Fun While Paying off Debt?

March 9, 2017

Having debt can be paralyzing. I know from experience. One day you are living your life and having fun, and the next you wake up with a pile of credit card or student loan statements. The interest rates and balances are nauseating. You might feel like you can never go to brunch again, let alone … Continued

Why Wait? Make a bucket list today.

February 8, 2017

This week I was reminded of a time when I was paralyzed by student loan debt and high rent. At that point in my life I felt like I couldn’t spend money on anything. How was I going to manage this debt and still do the things I love to do? Let’s be honest, I … Continued

Can you (should you?) contribute to your IRA for 2016?

January 9, 2017

When asking myself this question, I think about my life today. I just returned from an amazing trip to Jackson, Wyoming and Teton Valley, Idaho. As I was high in the mountains skinning 2,000 vertical feet in half a day, I took in the scenic, snowy landscape and thought about how lucky I am to … Continued

Don’t show up to the race without your shoes.

September 2, 2016

Figure out your down payment before looking for a new home.   With the Fall season approaching and open houses on the rise, you may be considering your options for buying a home. While there are many considerations with making such a large purchase, today’s let’s figure on planning for the down payment. Before you … Continued